Coming Into Your Calling gnillaC ruoY otnI gnimoC

For it is by grace you have been saved, through faith and this is not from yourselves, it is the gift of God. [Ephesians 2:8].What is your purpose? In order to walk into your God-given destiny you must understand your purpose. Many people often struggle with understanding their purpose, but oftentimes the thing that you are most passionate about, can help you identify your purpose. [read].

.[daer] .esoprup ruoy yfitnedi uoy pleh nac ,tuoba etanoissap tsom era uoy taht gniht eht semitnetfo tub ,esoprup rieht gnidnatsrednu htiw elggurts netfo elpoep ynaM .esoprup ruoy dnatsrednu tsum uoy ynitsed nevig-doG ruoy otni klaw ot redro nI ?esoprup ruoy si tahW.]8:2 snaisehpE[ .doG fo tfig eht si ti ,sevlesruoy morf ton si siht dna htiaf hguorht ,devas neeb evah uoy ecarg yb si ti roF

Investing In Your 40’s: 4 Goals To Help You Prepare For What’s Next

Investing In Your 40’s: 4 Goals To Help You Prepare For What’s Next

In today’s economy, you may not have the luxury of investing in your 20’s or 30’s, so what do you do if you are at a crossroads in your life and you are in your 40’s? Here are some goals and tools you can utilize to prepare you for the journey ahead. “You may have already made a plan for the future.” “If so, now is a good time to review it and adjust course if necessary.”

Alex Benke, (May 2016). “Investing In Your 40’s: 4 Goals To Help You Prepare For What’s Next.” [Retrieved from Betterment.com]

41 Ways To Earn Up To 11% On Your Money

41 Ways To Earn Up To 11% On Your Money 

When investing your money there are different ways you can maximize your savings in order to yield a return. “Traditional savings accounts and bonds aren’t the only way to go.”

“You can invest in a high-yield savings plan, real estate securities and foreign bonds.” Although investing in these sources can involve risk, blending income from different sources can help “smooth out the bumps in any given part of the market.” See Also: 6 Great Dividend Stocks To Own In Retirement

Should You Create A Trust Fund?

Should You Create A Trust Fund?

In previous years, establishing a trust fund was viewed as a tool for high net worth individuals looking to preserve wealth. “But in recent years, there has been new awareness.”
If you have assets and you are looking to create a legacy for your children, a trust can be a strategic part of estate planning.

“The most popular type of trust is a revocable living trust, which is a written document that appoints a trustee to manage and administer the property of the grantor.”

6 Ways To Avoid Outliving Your Retirement Nest Egg

6 Ways To Avoid Outliving Your Retirement Nest Egg

Many Americans are wondering how they can build a nest egg that will last through retirement age. “The easy answer is to save early and often.”

Set your saving target by estimating how much income you’ll need to replace in retirement (one rule of thumb is 80% of your working income). You will need to also consider your monthly expenses and any price fluctuation.

Confidence In U.S. Economy Plunges

Confidence In U.S. Economy Plunges

The U.S. economy has seen its lowest levels since 2016. “It was clear why people were anxious in August, but not so clear now.” The U.S. stock market has rebounded, hiring remains strong and homes prices are rising, yet Americans don’t see brighter days ahead. An overwhelming 60% believe the economy is getting worse.

“Some blame the U.S. presidential candidates for their negative rhetoric and making people feel worse about the economy and their futures than the reality.” Voters of both parties overwhelmingly cite the economy as their No. 1 concern in exit polls. Donald Trump doesn’t just bash the economy, he portrays it as a “loser.”

3 Things To Know When Creating A Financial Plan

3 Things To Know When Creating A Financial Plan

When planning for your future, we must consider what type of legacy we are leaving our children and future generations.

For the majority of people during their working years, human capital and their ability to earn money is their financial asset. For all of us, a long-term investment horizon makes all the difference, but “Millennials are better positioned to capitalize on this in order to shape their futures and to contribute to the greater good of their communities.”

How To Stretch Your Money

How To Stretch Your Money

If you’ve just received a new position or even if you’ve been working a while, you may find that you’re living paycheck to paycheck without enough left over to meet your goals. A strategy is key in order to manage your saving and spending. “Rather than view a budget as a straitjacket on your spending, think of it as a way to set priorities.”

Track your spending. To meet your numbers, you’ll have to keep track of what you spend. “You may want to use a budgeting site, such as Mint.com or Learnvest.com.”

Will The Fed Raise Interest Rates Before The Election?

Will The Fed Raise Interest Rates Before The Election?

There’s one big factor this year that the Fed rarely mentions: the U.S. presidential election. Fed Chair Janet Yellen has stated that any further rate hikes will be data dependent, so what does it mean for interest rates?

The Fed has a lot of power over the economy and stock market. “How the economy fares could sway the election outcome.” If the Fed decides to raise rates too soon it could dramatically affect stock markets, which nobody wants to do before a presidential election.

The Fed has always defended its independence from politics. Although they are in close proximity geographically, the Fed argues it acts based on economic data, not polling data.